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For Sale:  Chisago Lake Twp MLS# 6744863

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Active
$689,900
/mo Edit
Single Family:  1 Story
4 br • 3 ba • Built 2015
3,130 sqft • 3.5 acres
Chisago Lakes schools
MLS# 6744863
612-201-2213
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    Property Description

    Life is Better at the Lake! Discover the perfect blend of peaceful countryside living & modern convenience in this stunning walk-out rambler, nestled on a quiet cul-de-sac in the highly sought-after Saddle Shores on Spider Lake. Just 15 minutes from downtown Forest Lake, you’ll enjoy easy access to shopping, dining, & everyday amenities—while living in a home that feels like a year-round getaway. The open-concept floor plan features expansive windows that frame breathtaking lake views & flood the home with natural light. The inviting main living area boasts hardwood floors, a cozy gas fireplace, & built-in cabinetry—perfect for both entertaining & relaxing. The heart of the home, the kitchen, has been beautifully updated quartz countertops & tile backsplash (2025), offering the ideal backdrop to explore your culinary creativity. Step out onto the newer maintenance-free deck, overlooking serene woods & water—a perfect spot to enjoy outdoor meals & take in the abundant wildlife. Retreat to the spacious owner’s suite, complete with a private bath featuring a whirlpool tub & separate shower. Downstairs, the newly finished walk-out lower level (2025) offers a large family room with a built-in theater screen, projector, & surround sound, two additional bedrooms, a dedicated office, & plenty of storage. Outside, the professionally landscaped yard includes retaining walls, colorful gardens, & mature pine, maple, & birch trees. Relax with your morning coffee or catch evening sunsets from two scenic patios or head down to your private dock & fish to your heart’s content. Additional features include dual zone heating & air, new paint throughout, a heated/insulated garage with new insulated garage doors (2023), new washer & dryer (2025), R/O system, & so much more! Whether you're into boating, fishing, or simply enjoying nature, this exceptional home offers it all. So, kick back, soak up the serenity and don’t forget, you’re on lake time!

    Listing

    Listing Status: Active
    Contingency: None
    List Price: $689,900
    Price per sq ft: $220
    Property Type: Single Family
    City: Chisago Lake Twp
    Garage Spaces: 3
    County: Chisago
    Year Built: 2015
    State: MN
    Property Style: 1 Story
    Zip Code: 55013
    Subdivision Name: Saddle Shores

    Interior

    Bedrooms: 4
    Bathrooms: 3
    Finished Area: 3,130 ft2
    Total Fireplaces: 1
    Living Area: 3,130 ft2
    Common Wall: No
    Appliances Included:
    • Dishwasher
    • Disposal
    • Dryer
    • Microwave
    • Range
    • Refrigerator
    • Washer
    • Water Softener Owned
    Fireplace Details:
    • Gas
    • Living Room
    • Stone
    Basement Details:
    • Block
    • Daylight/Lookout Windows
    • Drain Tiled
    • Egress Window(s)
    • Finished
    • Full
    • Storage Space
    • Sump Pump
    • Tile Shower
    • Walkout

    Exterior

    Stories: One
    Garage Spaces: 3
    Garage Size: 910 ft2
    Garage Door Height: 8
    Garage Door Width: 16
    Air Conditioning: Central Air
    Foundation Size: 1,620 ft2
    Handicap Accessible: None
    Heating System:
    • Fireplace(s)
    • Forced Air
    Parking Features:
    • Asphalt
    • Attached Garage
    • Garage Door Opener
    • Heated Garage
    • Insulated Garage
    Unit Amenities:
    • Ceiling Fan(s)
    • Deck
    • Dock
    • Hardwood Floors
    • In-Ground Sprinkler
    • Kitchen Window
    • Main Floor Primary Bedroom
    • Natural Woodwork
    • Patio
    • Primary Bedroom Walk-In Closet
    • Walk-In Closet
    • Washer/Dryer Hookup
    Road Frontage: Paved Streets
    Exterior Material:
    • Brick/Stone
    • Vinyl Siding
    Pool: None
    Roof Details:
    • Age Over 8 Years
    • Asphalt
    • Pitched

    Rooms

    1/4 Baths: None
    Full Baths: 2
    Half Baths: None
    3/4 Baths: 1
    Bathroom Details:
    • 3/4 Basement
    • Bathroom Ensuite
    • Double Sink
    • Full Primary
    • Main Floor Full Bath
    • Private Primary
    • Separate Tub & Shower
    • Walk-In Shower Stall
    Dining/Kitchen: Informal Dining Room
    Main Level Size Sq Ft
    Kitchen  13 x 10  130 
    Informal Dining Room  13 x 11  143 
    Living Room  16 x 13  208 
    Bedroom 1  15 x 13  195 
    Bedroom 2  12 x 11  132 
    Laundry  12 x 6  72 
    Deck  20 x 13  260 
    Lower Level Size Sq Ft
    Bedroom 3  13 x 11  143 
    Bedroom 4  13 x 11  143 
    Family Room  36 x 17  612 
    Office  9 x 7  63 
    Utility Room  10 x 11  110 
    Storage  8 x 4  32 
    Storage  16 x 2  32 

    Lake & Waterfront

    Waterfront Present: Y
    Waterfront Name: Spider
    Waterfront View: Lake, Panoramic
    DNR Lake ID#: 13001900
    Lake Chain Name: N
    Lake Acres: 130
    Lake Depth: 9
    Waterfront:
    • Lake Front
    • Lake View

    Lot & Land

    Acres: 3.5
    Geolocation: 45.32301, -92.824824
    Lot Dimensions: Irregular
    Zoning: Residential-Single Family
    Lot Description:
    • Accessible Shoreline
    • Irregular Lot
    • Island/Peninsula
    • Many Trees

    Schools

    School District: 2144
    District Phone: 651-213-2096

    Financial & Taxes

    Tax Year: 2025
    Annual Taxes: $6,791
    Lender-owned: No
    Assessment Pending: Yes
    Taxes w/ Assessments: $6,808
    Association Fee Required: Yes
    Association Fee: $180
    Association Fee Frequency: Annually
    Association Fee Includes: Shared Amenities
    Association Company: Saddle Shores HOA
    Association Company Number: 651-335-7272

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System: Mound Septic
    Water System: Well

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    Listing provided by RMLS, courtesy of LPT Realty, LLC.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.