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$289,900
/mo Edit
Single Family:  1 Story
2 br • 2 ba • Built 1903
1,814 sqft • 0.06 acres
Chisago Lakes schools
MLS# 6784329
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    Property Description

    Talk about history and uniqueness! Welcome to the recreational hamlets of The Chisago Lakes Area! With all of the small town charm, this handyman special has so many possibilities. This original bank building nestled on North Center Lake and across the street from "The Grumpy Old Men" church has been both a residence and business for over 30 years. The home has all of the character of the original building intact including the bank vault, original wood floors under the carpet, beautiful brick interior and etched front door. With the lake front and current zoning, the property would make not only a great home on the lake but an amazing business! Being on the water with access to the chain of lakes and over 5, 000 acres of water, the possibilities are endless. Coffee Shop, Wine Bar, Deli, Gift Shop, Bed and Breakfast, etc... Bring your vision and dock your boat! 30' aluminum dock included!

    Listing

    Contingency: None
    Price per sq ft: $160
    City: Center City
    County: Chisago
    State: MN
    Property Style: 1 Story
    Zip Code: 55012
    Subdivision Name: Mobecks Outlot To Center City

    Interior

    Living Area: 1,814 ft2
    Common Wall: No
    Appliances Included:
    • Dryer
    • Gas Water Heater
    • Washer
    Basement Details:
    • Finished
    • Walkout

    Exterior

    Stories: One
    Garage Spaces: 0
    Air Conditioning: Central Air
    Foundation Size: 1,000 ft2
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System: Forced Air
    Parking Features: On-Street Parking Only
    Road Frontage:
    • City Street
    • Sidewalks
    • Street Lights
    Exterior Material:
    • Brick/Stone
    • Wood Siding
    Roof Details: Metal

    Rooms

    1/4 Baths: None
    Full Baths: None
    Half Baths: None
    3/4 Baths: 2
    Bathroom Details:
    • 3/4 Basement
    • Basement
    • Main Floor 3/4 Bath
    Dining/Kitchen: Living/Dining Room
    Main Level Size Sq Ft
    Living Room  12 x 20  240 
    Foyer  12 x 7  84 
    Dining Room  12 x 13  156 
    Kitchen  12 x 9  108 
    Bathroom  9 x 9  81 
    Family Room  21 x 12  252 
    Lower Level Size Sq Ft
    Bedroom 1  21 x 12  252 
    Family Room  10 x 13  130 
    Bedroom 2  13 x 15  195 
    Flex Room  9 x 11  99 
    Bathroom  5 x 7  35 
    Other Room  10 x 8  80 
    Laundry  9 x 7  63 
    Deck  25 x 29  725 
    Deck  17 x 28  476 

    Lake & Waterfront

    Waterfront Present: Y
    Waterfront Name: North Center Lake
    Waterfront View: Panoramic, West
    DNR Lake ID#: 13003201
    WF Frontage: 26
    Elev Highpt to WF feet: 15-26
    Waterfront Slope: Steep
    Lake Chain Name: Y
    Lake Acres: 749
    Lake Depth: 46
    Chain Acreage: 5357
    Waterfront:
    • Dock
    • Lake Front
    • Lake View
    Lake Bottom: Sand

    Lot & Land

    Acres: 0.06
    Geolocation: 45.396868, -92.81902
    Lot Dimensions: 50 x 27 x 50 x 27
    Zoning:
    • Business/Commercial
    • Residential-Single Family
    • Shoreline
    Lot Description:
    • Accessible Shoreline
    • Many Trees

    Schools

    School District: 2144
    District Phone: 651-213-2096

    Financial & Taxes

    Tax Year: 2025
    Annual Taxes: $2,437
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $2,454
    Association Fee Required: No
    Association Fee: None

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected
    Power Company Name: Xcel Energy

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    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.